Holiday Loans: Finance Your Travel
Not all those who wander are lost. This quote was written by the famous J.R.R. Tolkien for his epic fantasy fiction novel titled The Lord of the Rings.
Travelling gives a purpose and meaning to your life. People who travel often said that they get time and space of mind to introspect their goals and accomplishments in life. Research shows that 60% of the population in the UK took a foreign holiday in the past 12 months, which is the highest figure since 2011.
48% of the people in 2018 took a city break making it the UK’s favourite type of holiday. The average number of holidays taken outside the UK is 1.6 in 2018.
Representative Example If you borrow £20000 over 72 months, your representative APR will be 22.90% APR. Your monthly repayments will be £488.36 and the total amount repayable will be £35,161.92. Representative Example If you borrow £20000 over 72 months, your representative APR will be 22.90% APR. Your monthly repayments will be £488.36 and the total amount repayable will be £35,161.92. Representative Example: Loan Amount: £20950.00, Loan Term: 85 Months, Interest Rate: 23.00% PA Variable. Monthly Repayments: £537.44. Total Amount Repayable: £45,682.15. This example includes a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00 Representative Example: Loan Amount: £20950.00, Loan Term: 85 Months, Interest Rate: 23.00% PA Variable. Monthly Repayments: £537.44. Total Amount Repayable: £45,682.15. This example includes a Product Fee of £2,095.00 (10% of the loan amount) and a Lending Fee of £714.00 Representative example: If you borrow £3000 over 36 months at a Representative rate of 47.8% APR and an annual interest rate of 39.7%, you would pay 12 monthly installments of £143.84. The total charge for credit will be £2178.24 and the total amount payable will be £5178.24. Representative example: If you borrow £3000 over 36 months at a Representative rate of 47.8% APR and an annual interest rate of 39.7%, you would pay 12 monthly installments of £143.84. The total charge for credit will be £2178.24 and the total amount payable will be £5178.24.Maximise your options: Compare and apply for loans below with LoanTube
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Loan Amount
£4000 -
£20000
Norwich Trust
Loan Term
1 -
10 years
4.8/5
Representative APR
22.9%
Minimum Age
21 Years
4.8/5
Norwich Trust
Loan Amount
£4000 -
£20000
Loan Term
1 -
10 years
Representative APR
22.9%
Minimum Age
21 Years
Minimum Income
£2000 per month
Loan Amount
£5000 -
£100000
Evolution Money Loans
Loan Term
1 -
20 years
4.5/5
Representative APR
28.96%
Minimum Age
18 years
4.5/5
Evolution Money Loans
Loan Amount
£5000 -
£100000
Loan Term
1 -
20 years
Representative APR
28.96%
Minimum Age
18 years
Minimum Income
Not mentioned
Loan Amount
£1000 -
£10000
1Plus1 Guarantor Loans
Loan Term
1 -
5 years
4.4/5
Representative APR
47.80%
Minimum Age
18 years
4.4/5
1Plus1 Guarantor Loans
Loan Amount
£1000 -
£10000
Loan Term
1 -
5 years
Representative APR
47.80%
Minimum Age
18 years
Minimum Income
Not mentioned
Holiday Loans: Loans To Finance Your Holiday
Holiday loans are generally unsecured personal loans that may be opted for paying the holiday expenses. It can be used for domestic and abroad holidays as well. This may prove to be beneficial when one wants to travel and relax but do not have sufficient funds to support the action. Rather than accumulating debts on credit card, one may easily avail a holiday loan to soothe their wanderlust.
Our holidays depends on a lot of factors such as time, holiday destination, budget, availability of tickets, travel partner, etc., It is always easier to find the right holiday by choosing the type of trip you want to have. It may be beach holidays, adventure holidays, wellness holidays, honeymoon, wildlife holidays, cruise holidays, family holidays, retirement holidays, group holidays, road trip. It can be anything. Everyone has their specific type of holiday that they want to go where they can relax and recharge.
With city break topping the list by becoming the nation’s favourite type of holiday, beach holidays are the second most popular type of holiday taken by the Brits in 2018.
Families are spending on average £415 more in their hotels on top of the original cost.
It is important and essential to save money for the holidays. With a clear goal, it becomes easier to set aside an amount. However, one can choose an unsecured holiday loan over a credit card. A holiday loan will allow you a breathable space for the repayments. Some travel firms also charge a fee for using a credit card to pay for holidays. While with unsecured loans, there are no additional fees one has to give.If one pays the amount of holiday cost by using a credit card, a £1,700 family holiday could cost over £300 extra if one doesn’t pay in full when their next statement arrives.
Budgeting and tracking
Book tickets and hotels early
Put spending money aside
Check for discounts & promo codes
There are several benefits of maintaining a good credit score such as having the benefit of being offered a lower interest rate on the loans that one opts for. A good credit score helps an individual to save money on a wide range of services. LoanTube has listed a few tips to help maintain the credit score to be fit and in shape:
Keep paying bills on time. Any bill, if unpaid, could wind up on your credit report.
Refrain from applying for new credit as multiple credit checks also impact the ratings.
Know your credit report inside out. A single error can lead to a drop in the score.
Manage your debt efficiently and responsibly. Lower the debt, higher is the credit score.
