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How does conservatory finance work?
Technically, any area in your home with at least 50% side walls and a translucent glass or polycarbonate glazing spanning over 75% of the roof area, qualifies as a conservatory. But, a conservatory really is a haven of peace and tranquility!
An exquisite Victorian conservatory that’s an ideal source of sunlight in the morning, and gives you the best view of the sunset, could be a perfect way to spruce up your home.
Spread the cost of your conservatory venture into easy monthly instalments – find a loan that perfectly aligns with your needs, without any collateral. It’s time to turn those layouts into reality with a Conservatory loan from LoanTube.
What are the benefits of a conservatory?
The pandemic has changed the way we live and work. When you’re working from the same place where you’re living, monotony can begin to kick in. In such situations, a conservatory can be your perfect getaway when everything starts to feel like it’s closing in.
The value-based benefit of making a conservatory is that it can appreciate the value of your home by more than 10%. So, suppose you’re looking to upgrade your home with something that offers a higher return on investment. In that case, a conservatory will solve the purpose for you.
Although, with contractor fees, material costs and planning permission, the expenses can become overwhelming soon. An excellent way to go about the project would be to spread the cost into affordable monthly instalments with a loan from LoanTube.
How much will a conservatory cost?
On average, building a conservatory could cost you anywhere between £4,000 and £15,000. Check out this price list for the different types of greenhouses in the UK:
Wall Name | Wall Size | Price |
Lean-to Dwarf Wall | 3m x 3m | £4,795 |
Edwardian Dwarf Wall | 3m x 3m | £5,495 |
Hipped Back Edwardian Dwarf Wall | 3m x 3m | £6,195 |
Victorian Dwarf Wall | 3m x 3m | £5,495 |
Gable Front Dwarf Wall | 3m x 3m | £5,995 |
P-Shape Dwarf Wall | 3.5m x 3m | £6,395 |
T-Shape Dwarf Wall | 4m x 3m | £7,195 |
Orangery Dwarf Wall | 4m x 3m | £8,995 |
An ideal conservatory goes best with the perfect loan for you. Once you have a blueprint in mind, explore real-rate loan offers with LoanTube and ease your financial burden with manageable monthly repayments.
What to consider before opting for conservatory finance?
A conservatory is a significant change to make in your home. Thus, there’s a lot that you should take into account before making this decision. Ask yourself these questions before beginning your conservatory project:
Is my house suitable for building a conservatory?
It is crucial to check the structural integrity of your home before starting a conservatory project. Ensuring that your house can withstand structural changes is the way to go.
What type of conservatory shall I choose for my house?
Conservatories come in different shapes, sizes and forms, and thus, the costs vary for each type. A specialist will be able to assist you with choosing the right kind of conservatory that makes your room pop!
Do I need planning permission to go through with a conservatory?
Suppose you’re planning a single-storey conservatory or extension. In that case, you may not need any additional permits since such an extension is part of the permitted developments. Although, you will need to consider and follow building regulations relevant to your development.
If the new conservatory spans over more than 50% of the area surrounding your house, you will be required to apply for planning permission. However, such a case is pretty uncommon since most conservatories usually don’t exceed the 50% allowance.
What building regulations do I need to keep in mind?
Building regulations are different from planning permission. You’ll need to satisfy a set of guidelines to go through with your conservatory project. A conservatory specialist will be able to help you understand these regulations.
How much value will a conservatory add to my home?
Studies have proven that a conservatory can boost the market value of your home by 10%. Plus, it’s a cost-effective way to upgrade your home. So the long-term benefits often outweigh the initial cost.
Calculate monthly payments
Representative Example
Loan Amount
£1,000
Loan Term
18 Months
Total repayment
Monthly repayment
RAPR
79.5%
Interest
59.97% p.a (fixed)
*The rate you get will depend on your individual, financial circumstances. Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk.
Tell us how much you need, for how long, and for what purpose.
We find you the loan offers you qualify for from multiple lenders.
Select the loan that best matches your circumstances, and Get Funded.
You won’t need planning permission for a single-storey conservatory that covers an area less than 50% around your house. If your project is more elaborate, you’ll have to apply for a planning permit to begin construction.
Making a conservatory will not affect your tax band as long as you’re residing at the property. Once you sell the property, the tax band will increase.
The assembling can take around 3-4 weeks, but the entire project can last for about three months.
You can borrow up to £35,000 over 12-84 months with LoanTube.
The rate you are offered will depend on your individual circumstances.
Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.
Some of the offered loans might be classed as High Cost Short Term Loans. APR rate starts from 18.22%. The maximum APR rate is 1721%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years. The minimum loan amount is £250 and the maximum loan amount is £35000.
Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk
Credit subject to status & affordability assessment by Lenders.
LoanTube is a credit broker and not a lender.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.
Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending, we simply provide you a FREE loan brokering service. This means LoanTube does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with them following an introduction by LoanTube.
