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Small Personal Loans

A solution for all the smaller problems.
Beat the cash crunch with LoanTube.

Your loan requirements

Comparing won’t affect your credit score.

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident. Representative 79.5% APR

Loans from £1,000 to £15,000

Borrow for 12-60 months

Loans for homeowners and tenants

A sigh of relief in the unpredictable times

How do small personal loans work?

Taking out a small personal loan eases your financial burden by spreading the cost over a fixed, affordable monthly instalment so that you can concentrate on the moment rather than on the cost.

When you borrow a small personal loan, lenders assess your application based on a few key metrics – your credit score, income stability, and employment status. A credit score is the creditor’s window into your past financial behavior, allowing them to evaluate your repayment ability.

Once you qualify for a hard credit inquiry and your loan gets approved, the lender will transfer the amount right into your bank account within a few days. The funds are then at your discretion, but it is crucial to use them responsibly.

Missing repayments on your small personal loan could be detrimental to your credit score. Plus, a default may result in a County Court Judgment (CCJ) from the lender. A CCJ stays on your credit file for about six years, impeding your chances of securing low-interest credit in the future.

Whether it’s a bit of cash crunch, a medical emergency, or to regulate a financial hiccup, end your money woes with LoanTube. Compare loans with guaranteed APRs and find your ideal offer with LoanTube. Borrow from £1,000 – £15,000 and repay over 12-60 months.

What are the benefits of borrowing a small personal loan?

A small personal loan is a convenient and quick way of securing funds. Small personal loans are an easily accessible financial option without a collateral requirement. Borrow from £1,000 to £15,000 over 12 – 60 months and tackle any financial crisis head-on!

What to consider before borrowing a small personal loan?

A small personal loan is relatively easier to manage but is still a big decision. Consider the following before taking your call:

• Is this a suitable loan amount for me?
If you intend to borrow a loan, you must assess your affordability. Make sure you borrow an amount you can afford to pay back within the chosen repayment period.

• Will I be able to commit to the loan term?
Even though small personal loans typically have a shorter repayment term, you must understand that a loan requires your will and commitment. Figure out whether or not you’ll be able to keep up with the repayments for the entire length of the loan term.

• Do I need a contingency plan for repayments?
We should always prepare for life’s unexpected twists and turns. Maintaining consistency with your loan repayments will protect your credit score. Thus, it is always best to have a contingency plan for your loan payments.

• What can I use a small personal loan for?

You can solve a myriad of purposes with a small personal loan:

• Minor home improvements

• Repair works

• Debt consolidation

• Settle emergency medical bills

• Cover wedding expenses

• Purchasing a new appliance

• Buy business equipment

What happens if I miss a payment?

You may lose a few points from your credit score if you miss a payment. If you miss payments consistently and default on your loan, your lender may file a CCJ against you. It might be difficult for you to obtain credit for your future goals if you have a CCJ. Therefore, maintaining a healthy credit score and managing your repayments are essential.

How much can I borrow with a small personal loan?

Crunching numbers was never this easy – check your affordability at the click of a button. Secure your future by making an informed financial decision.

Calculate monthly payments

What is the purpose of your loan ?
How much do you wish to borrow?
What repayment term would you like to choose ?

Representative Example

Loan Amount


Loan Term

18 Months

Total repayment


Monthly repayment





59.97% p.a (fixed)

*The rate you get will depend on your individual, financial circumstances. Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk.

Apply for small personal loans for your every need


Tell us how much you need, for how long, and for what purpose.


We find you the loan offers you qualify for from multiple lenders.


Select the loan that best matches your circumstances, and Get Funded.

Why choose LoanTube?

You can’t put a price on happiness, but it doesn’t have to burn a hole in your pocket.

We've partnered with the best in the business

Offers from highly reputed FCA – certified lenders to help with your financial needs
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Does LoanTube charge any fees on small personal loans?

When you borrow via LoanTube, you won’t have to pay any upfront fee on your loan – Experience transparent and hassle-free borrowing like never before!

Can I repay my small personal loan early?

If you plan on repaying the loan early, the best thing to do is look for any settlement fees in your contract. You can settle your loan before the end of the repayment term if your lender does not impose an early repayment fee on you.

Do I need a guarantor to borrow a small personal loan?

A guarantor could help you out if your credit score is below par. Both parties jointly take on the loan’s obligations when a guarantor co-signs your loan application. In this case, an individual with a strong credit history can guarantee your application.

What is the maximum amount that I can borrow through LoanTube?

You can borrow up to £35,000 over 12-84 months with LoanTube.

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-Matt Thiele
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Very helpful customer service and follow up care. Quick and effecient and represent good legitimate companies. Would use them again.
-Elijah Kamara
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I am so pleased, within a few hours my loan was approved, and I received the loan in my account that great.
-Donovan Hay
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This website was very helpful and I really appreciate your time thanks for your support merry Christmas to you all.
-Laura Treimane-Freimane
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Very fast, very nice. Will make sure that you get money. Perfect thanks
-Maria Sousa
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Simple application online. Good value for money.
Pledge of Integrity

Pledge of Integrity

We do not sell your data, unsolicited, with any third party firms. Find your match with LoanTube without risking your data – Apply for home improvement loans with confidence.

Representative APR Example

The rate you are offered will depend on your individual circumstances.

Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.

Our APR rate starts from 18.22%. The maximum APR we offer is 770%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years.

Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk

Credit subject to status & affordability assessment by Lenders.

LoanTube is a credit broker and not a lender.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.

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