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Fulfil your life goals with LoanTube – compare real rate personal loans that resonate with your needs and circumstances on your terms!
Tell us how much you need, for how long, and for what purpose.
We find you the loan offers you qualify for from multiple lenders.
Select the loan that best matches your circumstances, and Get Funded.
Crunching numbers was never this easy – check your affordability at the click of a button.
Secure your future by making an informed financial decision.
Your Launchpad will reach the following life stages – personal loans to back all your needs.
We treasure you and the promises you make – let’s find a way to make it happen!
Stay in tune with your finances and avoid overspending with a budget. Track your income and expenses to maximize your savings.
Organise your finances by consolidating your debts and uncluttering your repayment schedule.
Refinance your loan with a new, potentially low-interest personal loan and get the freedom to change your loan term.
Repaying your personal loan earlier can be a great way to save on interest but is it a viable option? Check if your lender imposes a charge on early repayment before paying off your loan.
Different credit bureaus have other scoring models for credit scores, and different lenders require different credit scores too. So, there’s no tangible value for the ‘right’ credit score. Still, it would be best to maintain a score above 670 or above to qualify for unsecured personal loans.
You may be able to qualify for a personal loan if you’re self-employed, as long as you’re able to provide proof of stable income. Since income levels for self-employed people are subject to fluctuation, you could try for a business loan, secured loan, or guarantor loan to improve your chances.
If your application gets declined by a lender, the best course of action would be to:
If used responsibly, unsecured personal loans can help you build and improve your credit score. Each timely repayment contributes towards the growth of your credit score. Make continual repayments within your schedule. You will be able to fulfil your credit score goals with an unsecured personal loan.
Suppose you fail to abide by the repayment schedule for your unsecured personal loan. In that case, it could gravely impact your credit score. Plus, if you consistently miss payments and default, the lender may get a CCJ issued in your name – affecting your chances of securing credit in the future. Thus, it is crucial to use credit responsibly.
Suppose you’re looking for a new personal loan with a lower interest rate or higher loan amount. In that case, you could look into a debt consolidation loan or loan refinancing. Refinancing your personal loan will enable you to explore more competitive offers in the market.
Cosigning a personal loan with someone could be a huge responsibility. You must ensure that your partner exhibits responsible behaviour with credit. Having an honest conversation about your finances with one another could be a reassuring practice.
The rate you are offered will depend on your individual circumstances.
Representative APR Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89 of which £1,957.89 is interest. 35 monthly repayments of £126.61 and a final payment of £126.54
Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK
Credit subject to status & affordability assessment by Lenders.
LoanTube is a credit broker and not a lender.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.