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Kitchen Finance

your ultimate one-stop-shop for kitchen finance in UK

Turn everyday cooking into a culinary experience.
Cook in style in a new-age modular kitchen.

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident.
LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident.

Your loan requirements

Comparing won’t affect your credit score.

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident. Representative 79.5% APR

Loans up to £35,000

Borrow for 12-84 months

Loans for homeowners and tenants

A kitchen that resonates with you

How does kitchen finance work?

A kitchen is the heart of the home for a reason. Moreover, kitchens with the latest mod cons are not only more functional, but also highly cost-effective in the longer run. So, bring your kitchen blueprints to fruition with LoanTube – turn your kitchen renovation expenses from a lump sum into affordable monthly instalments. Borrow up to £35,000, enough to cover the labour and material costs that you may incur.

What are the benefits of renovating a kitchen?

Remodeling your kitchen will yield you many long-term benefits, but a key upside is that it increases your home’s market value by 12%. Plus, a kitchen full of mod cons can adapt to your needs more efficiently, saving you both time as well as money.

A kitchen renovation project will also open more avenues for you to add more space and storage facilities while making it safer. Thus, it’s the perfect opportunity to unclutter and re-organise your kitchen.

How much does a kitchen renovation cost?

Kitchen remodelling can be done in various ways, depending on your needs and budget. Take a look at the prices below to get an idea of how much a kitchen remodelling project may cost:





Price to fit 




Fitter cost (per day)




Full-scale kitchen remodelling (on a budget)




Full-scale kitchen remodelling




Planning your kitchen remodeling venture can be a cumbersome task – ease your financial burden with LoanTube. Compare real rate loans from multiple lenders to find your ideal kitchen renovation loan.

What to consider before opting for kitchen finance?

Kitchen renovation brings about substantial changes to your property. Thus, it is vital to consider all construction factors during the planning stage.
Ask yourself these questions before the venture commences:

• Is my house suitable for a modular kitchen?
You must check the structural strength of your home when planning to install a modular kitchen since it involves minor (or major) structural changes to the property. Plus, you may need to consult a structural specialist or kitchen remodelling agency to check what kind of building regulations you will need to keep in mind.

• Which type of kitchen remodeling my home the best?
Choosing the type of remodeling you wish to do is pivotal to the project. Consider your budget, utility requirements, space, and storage needs, as well as the structural integrity of your home. At this stage, a specialist will assist you in understanding the type of remodeling that would suit your kitchen the best.

• Do I need planning permission to go through with the project?
You don’t need planning permission for your kitchen renovation project unless you’re extending your kitchen by more than 6 meters. If you live in a listed property, the best course of action would be to consult the local authorities.

• What building regulations do I need to keep in mind?
You may need building regulations approval if you’re altering your kitchen’s existing layout. A change in the material and placement of objects may require you to seek permission first. You must consult a specialist to get an in-depth idea of which regulations to follow.

How much value will kitchen remodeling add to my home?

A renovated kitchen fitted with mod cons can boost your property’s value by 12%. Besides, extending your kitchen may add an extra 5-10% to your home’s market value.

How much can I borrow for Kitchen Renovation?

Crunching numbers was never this easy – check your affordability at the click of a button. Secure your future by making an informed financial decision.

Calculate monthly payments

What is the purpose of your loan ?
How much do you wish to borrow?
What repayment term would you like to choose ?

Representative Example

Loan Amount


Loan Term

18 Months

Total repayment


Monthly repayment





59.97% p.a (fixed)

*The rate you get will depend on your individual, financial circumstances. Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk.

Apply for Kitchen Finance with LoanTube


Tell us how much you need, for how long, and for what purpose.


We find you the loan offers you qualify for from multiple lenders.


Select the loan that best matches your circumstances, and Get Funded.

Why choose LoanTube?

You can’t put a price on happiness, but it doesn’t have to burn a hole in your pocket.

We've partnered with the best in the business

Offers from highly reputed FCA – certified lenders to help with your financial needs
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Do I need to apply for planning permission for a kitchen renovation?

You will not require planning permission if you don’t extend your kitchen beyond 6 metres into the surrounding space. Although, there are specific building regulations that you may need to follow to go through with the project.

Will kitchen renovation affect my council tax?

Council tax changes come into effect only when you sell the property you’ve renovated. Your council tax will remain the same as long as you reside in the renovated property.

How long will a kitchen remodeling project take?

Renovating a kitchen can take anywhere between 6 and 9 weeks, depending on the scale of the project.

What is the maximum amount that I can borrow through LoanTube?

You can borrow up to £35,000 over 12-84 months with LoanTube.

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Representative APR Example

The rate you are offered will depend on your individual circumstances.

Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.

Some of the offered loans might be classed as High Cost Short Term Loans. APR rate starts from 18.22%. The maximum APR rate is 1721%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years. The minimum loan amount is £250 and the maximum loan amount is £35000.

Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk

Credit subject to status & affordability assessment by Lenders.

LoanTube is a credit broker and not a lender.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.

Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending, we simply provide you a FREE loan brokering service. This means LoanTube does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with them following an introduction by LoanTube.

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