Tell us how much you need, for how long, and for what purpose.
We find you the loan offers you qualify for from multiple lenders.
Select the loan that best matches your circumstances, and Get Funded.
LoanTube is an Online Breakthrough that not only helps you compare the loans so you pay less, but it also massively reduces time and stress involved in finding the best loan deal possible!
Even if you are an expert in managing your finances, keeping a full control on all your bills and spendings can be extremely difficult sometimes.
Whenever you are looking to borrow, Loan comparison on LoanTube is your go to platform where you can always come back to!
Even though your credit score is crucial, there are a number of other factors that can determine whether or not a loan application will be approved.
You can use a personal loan to support short-term and long-term goals, such as financing home improvements, paying medical emergency bills, and preventing cash flow problems or achieving financial freedom.
There are hundreds of loan options that you would spend days if you sit to compare them manually, and still the chances of you finding the most suitable personal loan offer is not very high usually.
LoanTube has dedicated its resources to find an ideal loan for your needs with the rates and terms best suited to your unique situation in a matter of minutes. We make loan comparison easy and stress-free by offering a fast, secure and straightforward process.
Instantly compare loan rates from multiple lenders of UK.
Representative 99.89% APR
Types of Loans
A financial hurdle may pause your journey, but it shouldn’t change your course. Don’t fall for the first loan you see without calculating your needs and risks and without comparing! No matter how big or small your goals are, we can help you find a personal loan for your every need, in every phase of life, even to overcome a cash crunch by comparing loans to help you find the best one.
Some of the most common types of loans are:
Tackle your financial troubles with short or long term personal loans without risking your life-long assets. Apply for low-interest personal loans that resonate with your needs and financial circumstances. Choose your desired loan term and repay the loan in affordable monthly instalments.
Your home deserves a makeover every now and then – spruce it up with mod cons and increase its market value. Make your move on the property ladder with low-interest home improvement loans designed to match your financials, and enjoy affordable monthly repayments.
Whether you take a vacation or a staycation – make it a break to remember. Compare low-interest holiday loans tailored to your financial and credit situation, and spread the cost of your vacation over affordable instalments each month.
Combat multiple debts with a low-interest debt consolidation loan aligning with your credibility and finances. Move your debt cluster to a single loan to break the cycle and conveniently repay in affordable monthly instalments.
Exchange your wedding vows in style, host a dream destination wedding, or plan a lavish reception – make your special day memorable with a wedding loan. Compare wedding loans that line up with your present financial circumstances and your future life plans, and settle the loan through affordable instalments.
Whether it’s a hefty outlay or a way to minimise your monthly repayments, split your expenses into small and manageable instalments with long-term loans. Compare low-interest long-term loans ideal for your personal and financial situation.
Your home is more than just a property – use it to boost your borrowing power. Pledge your home as collateral to borrow big-budget loans at low APRs or use it to enhance your chances of approval. Find secured and unsecured homeowner loans tailored for your financials and spread your loan across fixed, affordable instalments.
Don’t let a low credit score hold you back from seeking financial aid. Borrow guarantor loans with LoanTube to spread the cost of your expense over fixed, affordable monthly instalments. Take the help of a trusted friend or family member to support you in the process.
Financial hiccups are common, but they shouldn’t withhold you from living the best life! Whether it is renovating your home or paying for that much-awaited holiday, or perhaps you need to buy yourself a new laptop to help you work better or you might need funds for a medical emergency.
We can help you find exactly the loan you need with the rates and terms best suited to your unique situation.
We all need extra money at some point in our lives. It could be to repay existing debt, pay for home improvements, buy a new car or invest in something
Don’t worry just yet if you recently got engaged and are trying to figure out how to pay for your special day. That’s where wedding loans come in. While we
A secured loan is a loan that you borrow against an asset that you own, generally your home.
If you choose a secured loan, you have to tie an asset with the debt you take, and if you are unable to repay the debt, lenders repossess the asset to balance out the payment.
One classic example of a secured loan is a mortgage. Here your property is kept as security in exchange for a repayment promise. If you fail to repay the mortgage, lenders can take away your house.
Secured loans are long-term borrowings for up to 40 years. Your monthly instalments will become more affordable, but you are burdened with a lifetime cost of loan repayments.
An unsecured loan is borrowed by an individual without pledging any asset as collateral.
Unsecured loans do not tie you with security in turn for repayment. However, this loan type requires lenders to check your credit ratings and financial situation.
The different types of unsecured loans include:
Depending on the loan type, interest rates vary. Therefore, it is important to know what you are looking for when making loan comparisons! Moreover, apart from loan type, your interest rate changes based on your credit history, how much you can repay monthly, and the loan amount.
In general, the interest rate of unsecured loans is higher than secured loans because there is less security of repayments.
You have to compare loans before choosing which one to go for. After selecting the appropriate loan, you will undergo a credit check to see whether you meet the loan requirements. These checks depend on lender to lender and generally consist of the following rules:
If you take a five-year loan of £20,000 with an interest rate of 5 per cent, the simple interest formula will work like this:
£20,000 x .05 x 5 = £5,000 in interest.
Yes, you can pay off your personal loan early. Before that, check the early repayment charges (ERCs) you agreed to when comparing loans. According to the Consumer Credit Regulations 2004, lenders can charge two-month additional fees if the loan is repaid early. If your lender says they do not charge an ERC, look for hidden fees.
Many lenders will be open about ERC, others will not. So, check thoroughly for any extra fees.
A loan provider will base your loan amount on the type of loan you apply for, your financial assets (like investments, savings, possessions of value, etc.),income, and credit history.
However, with a personal loan, you can borrow up to £15,000, and with a secured loan, it can be up to £250,000 or more.
With LoanTube you can check if you qualify for a personal loan (unsecured personal loan or a secured loan), an automobile loan (a car loan), a homeowner loan, a guarantor loan, a long-term loan, and other types of loans.
Different lenders and loan types will have different requirements, but generally speaking, your personal information and credit history will determine whether or not you qualify. A customised list of loans that you can filter by interest rates and the possibility that your application will be approved once you answer a few questions about you and the loan you wish to apply for.
LoanTube is a fast loan comparison site UK based. It specialises in loan comparison and has a variety of loans for you.. Comparing loans is super simple and it can be completed in minutes!
Annual Percentage Rate (APR) is the rate of interest at which you have to repay the borrowed money. It considers the actual interest rate and additional charges to give you a complete insight into how much the loan will cost.
If a rate is presented as an APR, the lender has to offer it to at least 51% of applicants. It does not mean that you will receive the same interest rate.
The rate you are offered will depend on your individual circumstances.
Representative APR Example: On an assumed loan amount of £1,000.00 over 18 months. Rate of interest 71.3% per annum (fixed). Representative 99.89% APR. Total amount payable £1,655.10 of which £655.10 is interest. 18 monthly repayments of £91.95.
Our APR rate starts from 18.22%. The maximum APR we offer is 770%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years.
Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk
Credit subject to status & affordability assessment by Lenders.
LoanTube is a credit broker and not a lender.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.