LoanTube, the UK’s leading digital credit marketplace, has partnered with Cubefunder, an alternative business lender known for blending technology with personal engagement. The collaboration enhances access to fast, flexible, and transparent funding for small and medium-sized enterprises (SMEs), particularly those underserved by traditional high-street banks.
Through a seamless API integration, Cubefunder partners with LoanTube’s network of over 50 lenders, allowing the platform’s AI-powered engine to match SMEs with tailored, pre-qualified loan offers in real time. Together, the two companies aim to close the UK’s £20 billion SME funding gap by ensuring capital is not only widely accessible but also human-centred.
“Our partnership with Cubefunder combines our proprietary AI-powered technology with a human touch,” said Gurprit Singh Gujral, Founder and CEO of LoanTube. “Whilst faster lending decisions are important, it’s equally essential to build trust. Cubefunder’s approach of meeting business owners where they are helps them secure the finance they need to grow with confidence.”
Cubefunder’s process complements LoanTube’s technology-driven model by adding personal engagement to every lending journey. Before approving funds, a Cubefunder representative visits each business in person, ensuring that decisions are data-driven yet grounded in genuine understanding. Approved applications typically receive funding within 24 hours.
“At Cubefunder, we’re always looking to partner with forward-thinking platforms that share our commitment to supporting SMEs, and LoanTube is a perfect example of that,” said Gary Miller-Cheevers, CEO of Cubefunder. “This integration makes it easier for brokers and businesses to access the funding they need, quickly and transparently.”
This partnership represents another milestone in LoanTube’s mission to make fair, transparent, and accessible finance a reality for UK SMEs. By combining open banking data, real-time analytics, and AI-driven matching, LoanTube continues to redefine how businesses connect to finance ensuring lending decisions are fair, inclusive, and built on trust.
