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Delivering Loans

your ultimate one-stop-shop for all loan needs

what you see is what you get

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident.

Loan Comparison with ease in
3 simple steps


Tell us how much you need, for how long, and for what purpose.


We find you the loan offers you qualify for from multiple lenders.


Select the loan that best matches your circumstances, and Get Funded.

LoanTube is a credit broker and not a lender.

We've Partnered with the Best in the Business

Offers from highly reputable lenders to help with your financial needs.

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How loan comparison can save you money?

LoanTube is a cutting-edge online platform that not only simplifies loan comparisons in the UK to help you keep more pounds in your pocket but also dramatically cuts down the time and hassle of securing custom- tailored loan deals!

When you find yourself in the market for a loan in the UK, whether it’s for personal or business purposes, LoanTube stands as your trusted destination of choice.

While your credit score holds weight, there are numerous other factors that influence loan approval decisions. You can compare loans to explore a diverse array of loan options. This puts you in the driver’s seat, allowing you to unearth those hidden loans with lower interest rates, sparing you from jumping on the first offer that lands in your lap.

Sorting through the vast array of loan options can be an exhaustive process, eat away your valuable days, and yet the chances of finding suitable loan offers tailored to you remain slim.

Here at LoanTube, we commit our resources to swiftly pinpointing the suitable loans, custom-tailored to your specific needs. The rates and terms we uncover fit your unique circumstances like a finely tailored suit – and we make it happen in mere minutes.

We don’t just streamline the online loan comparison process; we make it an absolute breeze, ensuring it’s not just simple but also stress-free, all while offering a secure and smooth journey.

Step into a world where comparing loan rates from multiple UK lenders is as easy as sipping a cup of tea – with LoanTube by your side.

Representative 79.5% APR

Find the Best Rates for You
With Personal Loan Comparison

Rate-locked offers

Personal Loan offers with guaranteed APRs.

Collateral-free loans

Offers that don’t cost your peace of mind.

100% Transparent

A full view of the lender’s decision, along with your acceptance certainty.

Credit score protection

Only a harmless soft credit check until you accept an offer.

Apply at the tap of a button

Online access to loans anytime and anywhere in the UK.

Seamless experience

Fast, secure and straightforward application process.

LoanTube is a credit broker – this means we’ll show you loans offered by lenders.

Types of Loans

A financial hurdle may block your journey, but it shouldn’t change your course. Don’t fall
for the first loan offer you see without comparing! No matter how big or small your goals are, with our online comparison tool, we can help you find the most suitable low-interest loan offers for your needs, even for cash crunches.

Some of the most common types of loans are:

Unsecured Personal Loans

Tackle your financial troubles with short or long-term loans without risking your life-long assets. Apply for personal loans that resonate with your needs and financial circumstances. Choose your desired loan term and repay the loan in affordable monthly instalments.

Home improvement loans

Your home deserves a makeover now and then – spruce it up with mod cons and increase its market value. Make your move on the property ladder with home improvement loans designed to match your financials, and enjoy affordable monthly repayments.

Holiday Loans

Whether you take a vacation or a staycation – make it a break to remember. Compare low-interest holiday loans online tailored to your financial and credit situation, and spread the cost of your vacation over affordable instalments each month.

Debt Consolidation Loans

Combat multiple debts with a low-interest debt consolidation loan, aligning with your credibility and finances. Move your debt cluster to a single loan to break the cycle and conveniently repay in affordable monthly instalments.

Wedding Loans
Exchange your wedding vows in style, host a dream destination wedding, or plan a lavish reception – make your special day memorable with a wedding loan. Compare loans online with LoanTube that line up with your present financial circumstances and your future life plans, and settle the loan through affordable instalments.
Longterm Loans
Whether it’s a hefty outlay or a way to minimise your monthly repayments, split your expenses into small and manageable instalments with long-term loans. Compare loan offers that are ideal for your personal and financial situation.
Home Owner Loans

Your home is more than just a property – use it to boost your borrowing power. Pledge your home as collateral to borrow big-budget loans at low APRs or use it to enhance your chances of approval. Compare secured and unsecured homeowner loans tailored for your financials and spread your loan across fixed, affordable instalments.

Guarantor Loans
Don’t let a low credit score hold you back from seeking financial aid. Compare personal loans online with LoanTube to spread the cost of your expenses over fixed, affordable monthly instalments. Take the help of a trusted friend or family member to support you in the process.

You can get business loans in UK without pledging your assets. By comparing business loan options, you can explore offers from our partner lenders to find the loan rate that best fits your business goals and strategies

Compare online working capital loans and secure the funds you need to manage your business’s short-term day to day expenses or to pay the rent or suppliers.

Why Compare Loans with LoanTube?

You can’t put a price on happiness, but it doesn’t have to burn a hole in your pocket.

Real APRs

Loans with confirmed APRs and monthly repayments

Personalised Offers

Deals tailored to your needs and your circumstances

Streamlined process

One quick form to ease your financial burden

Instant decision

Blazing fast results in under 1 minute

Zero upfront fee

A passion for helping you find the right financial aid.

Diversified lending panel

Multiple lenders to meet all financial needs.

Get a Deeper Insight into Personal Finance

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-Matt Thiele
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Very helpful customer service and follow up care. Quick and effecient and represent good legitimate companies. Would use them again.
-Elijah Kamara
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I am so pleased, within a few hours my loan was approved, and I received the loan in my account that great.
-Donovan Hay
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This website was very helpful and I really appreciate your time thanks for your support merry Christmas to you all.
-Laura Treimane-Freimane
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Very fast, very nice. Will make sure that you get money. Perfect thanks
-Maria Sousa
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Simple application online. Good value for money.


What is a secured loan?

A secured loan is a loan that you borrow against an asset that you own, generally your home.

If you choose a secured loan, you have to tie an asset with the debt you take, and if you are unable to repay the debt, lenders repossess the asset to balance out the payment.

One classic example of a secured loan is a mortgage. Here, your property is kept as security in exchange for a repayment promise. If you fail to repay the mortgage, lenders can take away your house.

Secured loans are long-term borrowings for up to 40 years. Your monthly instalments will become more affordable, but you will be burdened with a lifetime cost of loan repayments.

What is an unsecured loan?

An unsecured loan is a loan borrowed by an individual without pledging any asset as collateral.

These loans do not tie you with security in turn for repayment. Lenders generally check your employment status and credit history to understand how you have managed money in the past while making their decision to lend.

What do I need to get a loan?
  • Must be above 18. For some lenders, the age is above 21 or more
  • Should have a regular income
  • Have to be on the electoral register
  • Need a functioning bank account
  • Should be able to afford repayments
How much loan can I get in with LoanTube?
If you are eligible for a loan, you can get one from £1,000 to £100,000.
How loan interest is calculated?

If you take a five-year loan of £20,000 with an interest rate of 5 per cent, the simple interest formula will work like this:

£20,000 x .05 x 5 = £5,000 in interest.

How many loans can I have?
You can have at least one to three loans simultaneously from the same lender, depending on your credit score and the lender. However, there is no limitation to how many loans you can have at once from different lenders.
What loan can I get?
You can apply for business loans, unsecured loans, secured loans, and guarantor loans, depending on your financial needs.
Can I pay my loan off early?

Yes, you can pay off your loan early. Before that, check the early repayment charges (ERCs) you agreed to when comparing loans. According to the Consumer Credit Regulations 2004, lenders can charge two-month additional fees if the loan is repaid early. If your lender says they do not charge an ERC, look for hidden fees.

Many lenders will be open about ERC, while others will not. So, check thoroughly for any extra fees.

Does searching for loans affect my credit rating?
No, when you compare loans online with LoanTube, it will not affect your credit rating. But if you apply for the credit, an inquiry is placed in your report—several inquiries within a short period impact negatively on your credit score. You are viewed as someone desperate for a loan or who takes more debt than they can afford to repay.
Can I get a loan when on benefits?
There are loans available for people on benefits or who are unemployed. These loans have higher interest rates. People who choose this may be asked to keep their car or home as security, or they might need to find a guarantor.
How much can I borrow?

A loan provider will base your loan amount on the type of loan you apply for, your financial assets (like investments, savings, possessions of value, etc.), income, and credit history.

With LoanTube, you can compare loans online in UK and get real APRs with offers tailored to your financial requirements.

Am I eligible for a loan with a bad credit score?
With a bad credit score, it is tougher to get a loan, but you still have the option to choose a Bad Credit Loan, which is aimed at people with a limited or bad credit history. The downside of this loan is that you get lower borrowing limits and higher interest rates.
How do I know if I qualify for a loan?

Different lenders and loan types will have different requirements, but generally speaking, your personal information and credit history will determine whether or not you qualify. A customised list of loans that you can filter by interest rates and the possibility that your application will be approved will be shown.

LoanTube is a fast loan comparison site UK-based. It specialises in loan comparison and has a variety of loans for you. Comparing loans is super simple, and it can be completed in minutes!

What is APR?

Annual Percentage Rate (APR) is the rate of interest at which you have to repay the borrowed money. It considers the actual interest rate and additional charges to give you a complete insight into how much the loan will cost.

If a rate is presented as an APR, the lender has to offer it to at least 51% of applicants. It does not mean that you will receive the same interest rate.

What is debt consolidation?
Debt consolidation means taking out another single loan to pay off debts from other lenders. With this method, you repay debts in a single monthly repayment.
Can I overpay or pay off early?
You can pay off loans early in bulk or parts, but some lenders charge early repayment charges (ERCs). It will always be safe to read the terms and conditions before signing the loan. The existence of debt consolidation loans proves that you can pay off any type of loan early.
What if I am struggling to pay off my loan?
Talk to your lender if you are still determining whether you can repay the loan on time. They can allow a repayment holiday or work with you to find a more manageable repayment plan. You will be penalised for missing repayments if you do not let them know about this. Always make sure you borrow what you can afford. Late repayment can cause you serious money problems.
What is a repayment holiday?
A repayment holiday is when you and your lender have agreed that you won’t be required to make any loan payments for a specified period. They are typically beneficial when you have experienced a temporary change in circumstances, such as unemployment, pregnancy, or unanticipated expenses.
What can I take out a loan for?

You can get a loan for many things, from home renovations to school and education to significant purchases like a car, funding a wedding or paying off your bills. You can get a loan, whether it is a secured or an unsecured loan, a car loan, a wedding loan, a business loan, a home improvement loan, a holiday loan, a debt consolidation loan, a long-term loan, a homeowner loan, a guarantor loan and many others. We also allow you to compare loans in the UK in real-time, so any form of comparison you need is available on LoanTube. It even has a state-of-the-art loan comparison calculator.

How long can I take out a loan for?
Depending on the sort of loan you take out and the lender you select, the term of your loan may range from a year to ten years. Longer loan terms may result in lower monthly payments, but you can wind up paying more overall owing to interest charges. LoanTube has a loan calculator, and you can compare loans in minutes. It takes just three simple steps.
Do I need a good credit score to qualify for a loan?
Many lenders require a good credit history to approve your application. However, some lenders also offer loans for persons with bad or no credit history at all. One option is a guarantor loan when someone else agrees to repay the debt if you are unable to. You can check your eligibility rate in minutes using LoanTube. With us, the rate you see is the rate you get. We will help you get personalised offers in the UK to compare loans with guaranteed APRs. Loan comparisons online can save you time, money and energy when it comes to loans.
Finding out your loan eligibility without damaging your credit report is possible with a soft search or soft application. It’s a practical approach to finding a loan you qualify for without risking your chances of acceptance. LoanTube can check if you are eligible for a loan, and you can check your eligibility rate in minutes. It is a great loan comparison site based in the UK.
What if I miss repayments?
If you don’t make your payments on time, your lender may fine you and terminate any low or no-interest offers you may have. It might even cause the interest rate at which you make future repayments to increase; if you miss payments for loans, you can get fined. LoanTube helps you compare multiple loan offers to compare from in the UK. Getting a tailored offer can increase your chances of not being able to pay your loan off. Loan comparison calculators are excellent when it comes to choosing your loan.
What if I’m struggling to repay my loan?
Call your lender as soon as you can if you’re having financial trouble and fear that you won’t be able to make your payments. They might be able to help you arrange a more manageable repayment schedule or a repayment holiday. If you don’t inform your bank, you can incur penalties for missed payments. Always make sure you borrow what you can afford. Late repayment can cause you serious money problems. To get rid of this fear, use LoanTube as your loan comparison site. It is a great loan comparison site, and it compares loans which are UK-based. You can do everything in just three simple steps.
How do I apply for a loan?
Fill in the loan application online with LoanTube with your personal and financial details and submit it. We will assess your profile, and it will be instantly shared with our partner lenders. The partner lenders will review your loan application, and within minutes, it will be approved.
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Pledge of Integrity

We do not sell your data, unsolicited, with any third party firms. Find your match with LoanTube without risking your data – Apply for loans with confidence.

Representative APR Example

The rate you are offered will depend on your individual circumstances.

Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.

Some of the offered loans might be classed as High Cost Short Term Loans. APR rate starts from 18.22%. The maximum APR rate is 1721%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years. The minimum loan amount is £250 and the maximum loan amount is £35000.

Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk

Credit subject to status & affordability assessment by Lenders.

LoanTube is a credit broker and not a lender.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.

Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending, we simply provide you a FREE loan brokering service. This means LoanTube does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with them following an introduction by LoanTube.

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