Borrow £3000 loans without using your assets as collateral. Use it for a variety of purposes.
LoanTube offers a platform to compare short-term unsecured loans of £3000 for your quick and unexpected expenses. If you need to gain access to funds in an instant for repairing your car, fixing your boiler, or paying for a medical emergency – you can get small £3000 loans. The cost of borrowing £3000 loans depends on several factors such as your credit score and loan affordability. And also, the rate of interest you will be offered depends on the lenders.
You need to compare quotes if you are looking for the best and direct lenders for £3000 loans. At LoanTube, you can compare quotes from several lenders online, it will take only a few minutes. All you have to do is fill up the loan application form and submit it online. With us, the process is quite easier.
If you apply for £3000 loans, you can spread the cost of repayment over several months depending on your budget and income.
Small £3000 loans are good for unexpected expenses when you do not have any savings to fall back on. These are good for short-term uses.
Unsecured personal £3000 loans don’t pose a risk of repossession by the lender if you fail to repay the loan.
You can spread the cost of repayment of £3000 loans over 2 years, 3 years or 5 years. Choose a repayment term that suits your budget.
Borrowing £3000 loans can help improve your credit score if you repay it on time and in full. Your credit score will improve gradually.
Below are some frequently asked questions about £3000 loans. If you do not find something, please contact us.
No. You do not need a guarantor if you have a good credit score. Also, different lenders have different lending criteria. So, it depends on the lender you deal with.
You need to be in a permanent and paid employment. If you are unemployed, you may not be able to pass the lender’s affordability assessments. The exception is if you have other good sources of incomes like rental income and you can convince lenders that you can afford to pay the loan with those other incomes.
The overall cost of borrowing depends on the loan term and the interest rates. When you apply for a loan through us, you will see all this information on your dashboard.
Apply for a loan through us, compare lenders and choose one of their offers that you like. Once you agree to the Terms & Conditions proposed by the lender, the loan amount will be transferred to your bank account. It is quick and easy, but the time within which the funds will reach your account also depends on your bank.
Shop around and compare multiple offers from different lenders to find the best available rate. Please note that the interest rate depends on your credit score, income and expenses.
No – we are a credit broker. We are licensed by the Financial Conduct Authority to match borrowers with lenders. We arrange your loan but we do not transfer you the money and you do not pay the money back to us – you do that to your lender. Moreover, to ensure the highest levels of industry practice across the board, we only work with lenders who have been inspected and given their licence by the Financial Conduct Authority.
When we become partners with a lender, one of the first things they do is to send us a list of the types of borrowers they would like to work with. You might be just the type of borrower one company is looking for but another might not consider you. Our intelligent matchmaking system finds the right matching lenders for you which we show you in a list along with their Quotes/APRs. It’s you who decide which one to go with after going through the quotes and subjected conditions of all such lenders.
You’re never under any obligation to accept an offer that you receive from LoanTube. Even if we say “yes” then you turn around and tell us “no”, there’s no charge for our service.
The rate you are offered will depend on your individual circumstances.
Representative APR Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89 of which £1,957.89 is interest. 35 monthly repayments of £126.61 and a final payment of £126.54