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Borrow £25000 Loans

Compare £25,000 Loans with Real Interest Rates.

your ultimate one-stop-shop for £25,000 personal loans in UK

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident.
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Your loan requirements

Comparing won’t affect your credit score.

LoanTube is a credit broker not a lender. You must be 18 or over and a UK resident. Representative 79.5% APR

Reputed lenders

Fixed monthly repayments

Affordable interest rates

Soft Credit Check – Doesn’t harm your score

Real Interest Rate

How to Borrow £25000 Loans in the UK?

Borrowing £25k loans mostly requires a good credit score. You will have more options for £25000 loans with a good credit score. However, not all of us have a stellar credit rating. It is possible to borrow a loan of £25000 with a poor credit score too. You may use a guarantor to co-sign your loan application, or you may need to use your home or property as collateral to obtain the loan. This way, the lender may agree to extend an offer as they have a way to recover the amount you owe them in case you fail to repay.

Loan of £25000 falls in the upper range and hence, you must talk to experts and assess your financial circumstances well before making a decision. Even reputed lenders in the UK offer quick £25000 loans. By quick it means the time taken for applying and getting the loan is comparatively lower than borrowing from a bank.

Reasons to Borrow £25000 Loans

loan of £10000

You can spread the cost of 25,000 pound loans over 5 years. The maximum repayment period is 7 years. Choose your loan term accordingly.

loan of £10000

If your application is accepted, the lender will transfer the funds to your account. You can withdraw and use £25k loans for your expenses.

loan of £10000

You can know the rates that are available to you without impacting your credit score if you choose to deal with lenders who perform a soft search.

loan of £10000

Loans of £25,000 can be put to a variety of uses. There is no limitation on the usage, however, you shouldn’t use it for any illegal purpose.

Things to Consider Before Borrowing £25000 Loans

loan of £10000
  • If you are looking to borrow low-interest £25,000 personal loans, you have to shop around and explore. Comparing multiple lenders will help you find the best rate that is available.
  • Do not get attracted by advertisements that show “apply for £25000 loans with no credit check”. An FCA authorised lender will have to perform a credit check to ensure responsible lending.
  • When you apply for a loan, lenders may charge you an upfront fee. Beware of such lenders or credit brokers as it might be a sign of a probable scam. You must deal with FCA registered lenders or credit brokers only.
  • As the loan amount is huge, you must have a solid repayment plan. If you fail to repay the loan, your property may be possessed by the lender and your credit score will be damaged. Therefore, think about the debt repayment plan before making any decision.

Borrow £25000 Loans from LoanTube

LoanTube offers unsecured personal loans from £1000 to £35000. You can borrow a loan depending on your creditworthiness and affordability. All the lenders we are associated with conduct a soft credit check in the initial phase to evaluate your affordability. Please note that soft credit checks do not impact your credit score and it also doesn’t leave any footprint on your credit report. However, a hard credit check is also conducted by the lender before the final approval.

Click here to fill out our online loan application form. Choose the loan amount and loan term along with a few necessary details. Submit it and wait for about a few seconds only. You will get a detailed list of the loan quotes from the lenders who are willing to offer you a loan. You can compare multiple loans offers to make your decision.

With us, the rate you see is the rate you get. That means we have a rate-lock system that allows the borrower to get an in-principle decision.

Why Should You Apply With Us?

Real Interest Rates

Real Interest Rates

Unlike other loan comparison websites, we offer you a platform to compare the rates of personal loans on real time. That means you can now compare the loans on real interest rates rather than on proposed rates.
Instant Decision

Instant Decision

You do not have to wait for hours or days at end to know the decision of our lenders. It will hardly take a minute or two and you will receive detailed information like the lenders who have accepted your application and who have declined it.
Real Interest Rates

Real Interest Rates

We love our customers and so do they. A lot of our customers have appreciated our service that is simple, fast, and transparent. We believe in making the entire process less time consuming, straightforward and easy for a seamless borrowing experience.

FAQs on £25000 Loans

Below are some frequently asked questions about £25000 loans. If you do not find something, please contact us.

loan of £10000
How can I get £25000 loans from direct lenders?
You can get a £25000 unsecured loan from direct lenders if you have a stellar credit score. Because having a good credit score indicates that you share a good relationship with your finances. Go through the Terms & Conditions and eligibility criteria of the lenders to know what exactly they need to offer you an unsecured loan of £25000.
I’m self-employed. Do I qualify for a loan?
You need to be in a permanent and paid employment. If you are unemployed, you may not be able to pass the lender’s affordability assessments. The exception is if you have other good sources of incomes like rental income and you can convince lenders that you can afford to pay the loan with those other incomes.
What is the cheapest way to borrow £25000 loans?
The cheapest way to borrow a personal loan is to – compare multiple offers. Different lenders have different lending criteria. Hence, you may receive different quotes for the same loan amount and term from lenders. Compare to choose the loan quote which has the lowest APR.
Can I borrow £25000 loans, but I have a poor credit score.
It depends on the lending criteria of the lender. Some lenders offer loans even to people who do not have a good credit score. But remember, as you do not have a good credit score, the interest rate may be high.
What is the interest that I have to pay on £25000 loans?
The interest that you will have to pay if you borrow a loan of £25000 depends on various factors. Your income, expenses, credit score, loan term, debt utilisation ratio, and employment status are some of the major factors that are taken into account by the lenders for the assessment of your loan application.
Are you licensed to lend me money?
LoanTube doesn’t lend you the money- we’re a credit broker and not a lender. As a credit broker, we act as a bridge between lenders and borrowers. We connect you with the lenders (all licensed by the Financial Conduct Authority) who will consider your loan application. Applying through LoanTube means you don’t have to submit dozens of applications individually to each lender to get your loan decision.
How do you know which companies will lend me money and which ones will not?
When we become partners with a lender, one of the first things they do is to send us a list of the types of borrowers they would like to work with. You might be just the type of borrower one lender is looking for but another might not consider you. Our job is to pair you with the right lenders based on the information you give us.
If I get an offer, do I have to take the loan?
No. You’re never under any obligation to accept an offer that you receive from LoanTube. Even if we say “yes” then you turn around and tell us “no”, there’s no charge for our service.

Representative APR Example

The rate you are offered will depend on your individual circumstances.

Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.

Some of the offered loans might be classed as High Cost Short Term Loans. APR rate starts from 18.22%. The maximum APR rate is 1721%, but you will get a personalised rate tailored to you. The minimum repayment term is 3 months, the maximum repayment term is 7 years. The minimum loan amount is £250 and the maximum loan amount is £35000.

Warning: Late repayment can cause you serious money problems. For more information, go to moneyhelper.org.uk

Credit subject to status & affordability assessment by Lenders.

LoanTube is a credit broker and not a lender.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.

Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending, we simply provide you a FREE loan brokering service. This means LoanTube does not charge customers a fee for using its introducer services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with them following an introduction by LoanTube.

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