Edit Content

Delivering Loans
God speed!

your ultimate one-stop-shop for short term business loans

Borrow from £5,000 to £500,000 for as short as 3 month to up to 24 months

LoanTube is a credit broker not a lender. You must be a UK based business.

Get funded with ease in
3 simple steps


Tell us how much you need, for how long you need and some details about your business.


Our loan experts will search the market and find you the best loans.


Get your money fast, sometimes in just a few hours.

We've Partnered with the Best in the Business

Offers from highly reputed British Lenders to help with your financial needs.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.
Brand Name : Brand Short Description Type Here.

What are Short-Term Business loans?

Does your business need finance in a hurry or for a quick need? If so, a short-term business loan could be the right choice for you. Short-term business loans are easy to apply for. Usually, the lender gives you your finance fast, so your funds could be in your account the same day. But if you want to borrow for a longer period, or you need to borrow more, you may prefer a longer-term loan. LoanTube works with lenders across the UK to ensure you get the best choice of loans with the lowest repayments. Because we work so closely with our lenders, we know the market inside and out. That means that when you’re searching for a short-term business loan, we’ll find your perfect match.

How a Short-Term Business loan can help you?

If you need quick access to finance, then a short-term loan could be the right choice for you. For example, Ellie sells and designs beautiful stone countertops. A nationwide chain asks her if she can fulfil a huge rush order. But they need an answer fast, and she doesn’t have enough granite and marble in stock to cover it! Nor does she have enough cash on hand to buy enough.

Ellie contacts LoanTube and we move fast to find her a lender offering a short-term business loan that covers the cost of the things she needs at repayments she can afford. She buys her materials, does the work and ships her countertops. She expected her reputable client to pay her without delay, so she chose a loan with a repayment duration of just 6 months and no early-settlement fees. Everything went as planned, and after making affordable monthly payments for a few months, she paid off her loan in full.

How Does a Short-Term Business loan work?

Once our loan brokers have found the right finance for you and your lender approves your loan, they place the funds in your account. After that, you pay interest on your loan, usually worked out yearly. You pay interest at each repayment instalment until you’ve cleared your loan (usually within 3 – 24 months). Sometimes, you can pay off your loan early without fees, or add extra borrowing if you need. If you can pay off your loan early, some lenders allow you to do so without penalty. Others will charge you fees for early repayment, but it might still be worth it as you avoid interest on the overall term.

What are the Pros and Cons of getting a Short-Term Business loan?

Make sure you know the pros and cons of getting a short-term business loan before you apply. This type of financing offers unique features that lenders make for certain situations. If you’re not sure if short-term finance is right for you, contact LoanTube today and discuss your business situation and your needs. Our team of credit experts will be more than happy to suggest a few options.


Easy to apply for : Our lenders know that your needs can change fast. Sometimes, you need extra finance quickly without the hassle of a long, drawn-out application. Short-term finance is often easy to apply for, leaving you free to focus on your business.
Get your finance fast : When you need cash fast, a short-term loan can land in your bank account in just 24 hours or even the same day! This leaves you free to focus on business growth, not loan applications.
Flexible repayments : If you take out a traditional business loan, you might plan repayments for up to 5 years. If you settle everything early, you sometimes have to pay fees for early settlement. Often, a short-term loan gives you the option to pay off the balance early with no extra charges.


Borrow smaller amounts : When you get a short-term loan, the amount you can borrow will likely be capped at a lower amount than with other types of loans. This may mean you don’t have enough money and need to apply for another loan if you need more money.
Higher repayments : Because lenders giving short-term loans face more risk of borrowers defaulting, your repayment interest is usually higher than longer-term finance. That means you pay more to borrow the money than you would if you took out long-term credit. This can be balanced out by the shorter time you borrow, meaning you may pay less interest overall.
Less time to repay : How long you can take to pay back your loan varies by lender. Often, you’ll need to repay everything you borrow within 3-24 months, so make sure you can afford to make the repayments or you could suffer penalties and fees.

Educated guesses aren't good enough

You choose the terms, we do the math.
Check your affordibility with our Business Loan calculator and make an informed financial decision.

Business Loan calculator

What is the purpose of your loan ?
How much do you wish to borrow?
What repayment term would you like to choose ?

Representative Example

Loan Amount


Loan Term

3 Years

Total repayment


Monthly repayment





14.4% p.a (fixed)

*The rate you get will depend on your individual, financial circumstances. Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK.

Who can get a Short-Term Business loan?

Lenders offer short-term finance for Limited Companies, Sole Traders and other businesses needing to borrow money for short periods.

A short-term business loan could be right for you if:

You need to borrow a smaller amount
You can afford the repayments
Repaying within 3-24 months is not going to stretch your finances

A short-term business loan might not be right for you if:

You need to borrow a large amount
You need between 2 and 5 years to repay your loan
You want a low-interest loan

How do you apply for a loan through LoanTube?

Applying through LoanTube is easy. Our credit experts know the business finance market and what our lenders need from you. That means fast access to the right lenders. Therefore, you’re more likely to get the finance you need the first time. Also, you face less risk of wasting time making direct applications with lenders that could be refused.

Most of our lenders like to see:

A background or credit check : Lenders often need to run a credit search before they can lend you money. Usually, this is almost instant, so it won’t slow down your application.
Recent trading history : The longer your business has been going, the more lenders will have loans for you and the better the rates are likely to be. Trading for 18 months or more is ideal, but don’t worry if you have a newer business. There are likely still lenders there for you.
A business health check : Lenders may need to see an overview of your business’s performance. This is to ensure that the repayments are affordable for you and to reassure your lender that you can repay their credit.

Why use LoanTube?

Save time and hassle when you use LoanTube to search the market and find the best loans for your needs. We work closely with many lenders, so we know just who we should go to for your loan. What’s more, it’s easy to apply through LoanTube and find the best loans the UK credit market offers.

Complete your enquiry with no impact on your credit profile
Speak to one of our expert human credit experts if you need help
Let us search the market for the best lender and loan for you
We explain what we believe is the best option for your needs
Provide us the required documents, and complete your application
Get the money in your bank account fast

Business loans to cover your every need

Supporting all your financial needs through thick and thin.
Fill up a quick application to find best loan deals for your:

Business Expansion


Working Capital

Bills payment

Stock Purchase

Machinery Purchase

Other Purposes

Why apply business loans with LoanTube?

Get same day business loans at best rates.
Experience hassle-free borrowing and unmatched transparency with LoanTube

Loans from £5,000 to £500,000

Same Day Funding

Single Application Form

Offers from Multiple Lenders

Convenient & Transparent

Dedicated Loan Officer

Pledge of Integrity

Pledge of Integrity

We do not sell your data, unsolicited, with any third party firms. Find your loan with LoanTube without risking your data.

Apply for business loans with Confidence


Do you need a credit search to get a short-term loan?

It depends on the lender and the type of loan you want to get. If you’re a sole trader, it’s more likely the lender will run a credit check. However, even if you have a Limited Company, lenders sometimes run personal credit searches on owners and directors before deciding on a loan. This is to make sure that the business is stable & established and well-run. LoanTube and our lending partners only run a soft credit search on you when you enquire, which don’t impact your credit profile, so let us know what you are looking for.

How much can you borrow?

The amount you can borrow varies depending on the lender. Depending on your needs, you could borrow a few thousand pounds to a few hundred thousand of pounds. Speak to our expert credit brokers and we will search for a loan that meets your needs and affordability.

What if you have bad credit?

Lenders understand that many successful businesses come after unsuccessful ones. So, if a previous commercial venture has left you with a less-than-ideal credit profile or you have missed a few payments during the lock-downs, there may still be finance for you. Have a chat with our friendly and knowledgeable loan brokers about your needs and let us search our network of lenders for you. Remember, bad-credit commercial loans may have higher interest rates than you will see on internet comparison sites.

What if you need more money?

If you haven’t borrowed enough and you need to top up your loan, some lenders will give you extra finance and add the interest to your repayments. If you think you might need to add to your loan, ask us about lenders that offer flexible financing.

What if you want to pay off your loan early?

Most short-term business loans are arranged over 3-24 months. Depending on the lender, paying them off early may incur fees or charges. Sometimes, even if you must pay early closure charges, it can still be cheaper. For example, if you have a 24-month loan you can repay in the first year clearing the balance early may save you more in interest payments.

What if you miss repayments or can’t repay your loan?

Although short-term commercial loans are not usually secured, a late payment could lead to extra interest charges and other possible penalties. You or your business may find it hard to get credit in the future, and your lender can still use the courts to recover their money. Talk to our credit broker experts at LoanTube to find affordable & flixeible finance for your business.

Valued Customers With Valuable Feedback

Feedbacks from our happy users. Become one of them.
-Matt Thiele
Read More
Very helpful customer service and follow up care. Quick and effecient and represent good legitimate companies. Would use them again.
-Elijah Kamara
Read More
I am so pleased, within a few hours my loan was approved, and I received the loan in my account that great.
-Donovan Hay
Read More
This website was very helpful and I really appreciate your time thanks for your support merry Christmas to you all.
-Laura Treimane-Freimane
Read More
Very fast, very nice. Will make sure that you get money. Perfect thanks
-Maria Sousa
Read More
Simple application online. Good value for money.

Need fast business loan?

LoanTube to your rescue!

Start your loan application today.


LoanTube helps UK firms access business finance through multiple direct lenders. We are an introducer and do not provide loans ourselves.

Think carefully before securing debts against your home or your assets. Your home and assets may be repossessed if you fail to keep up with repayments on debts secured against it.

All loan approvals & quotes are subject to credit checks and affordability requirements by lenders. If your business meet the lender’s criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.

LoanTube is a credit broker and not a lender.

Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK

Representative APR Example

The rate you are offered will depend on your individual circumstances.

Representative APR Example: Amount of credit: £50,000 for 24 months at £2,339.38 per month. Total amount repayable of £57,348.69 Interest: £7,348.69 Interest rate: 14.4% pa (fixed).

14.4% APR Representative. Loan term lengths between 3 and 60 months.

By continuing to use our website, you agree to accept our cookies policy