Do you need finance to expand your business or manage your short-term cash flow? If so, a small business loan of up to £10,000 or £100,000 could be right for you.
Apply for a small business loan online through LoanTube and let us find the right loan for you. Our team of experts knows the UK small business loan market inside out.
We listen to your needs and search the market to match you with the right lender. So, when you need fast, affordable access to a small business loan, LoanTube is in your corner, helping you get the finance you need.
When your business needs extra cash, you can apply for a small business loan to carry you through a tough time, or to use for investment. Our online lenders tailor their business loans to the needs of small businesses. That means they’re designed to be affordable, flexible and easy to manage. We can find you a range of short- and long-term payment options that meet your needs. Even better, you could borrow up to £50,000 or £100,000.
If you feel like you’re falling behind, you can use the extra finance to revamp your website, level up your tech and get a faster, more efficient business.
When your carpets are tired and worn, and your paintwork gets dull and grey, you can use the extra finance for a refresh.
Have you suddenly seen an opportunity? A small business loan could give you the money you need to move fast and promote your business to new customers.
If a late-paying customer or unexpected bill leaves you with a temporary cash shortfall, you may find that borrowing is the right choice to smooth your finances.
You choose the terms, we do the math.
Check your affordibility with our Business Loan calculator and make an informed financial decision.
Unsecured loans : An unsecured loan is often quick and easy to arrange. You don’t need to put down any of your assets as security, so they aren’t usually at risk if you default. However, you pay more interest with unsecured borrowing. Also, the amount you can borrow is reduced because of the higher risk for the lender.
Secured loans : When you apply for a secured loan, the lender takes collateral (often bigger assets like property) as security. Usually, you can borrow a larger amount and pay a lower rate of interest than on an unsecured loan. However, if you have trouble with repayments, your collateral is at risk.
Business Credit lines : If you have a personal overdraft, you’ll know you can use as much or as little as you need and only pay interest on what you borrow. Business Credit Lines work the same way for your small business, reassuring you that you have finance there if you need it.
Flexible business loans : A flexible loan gives your business some choice over your repayment schedule, so you can arrange it to suit your needs. That means that you could repay more one month, less the next, and possibly even skip payments.
Using LoanTube’s loan-broker service has some real advantages over going it alone to get your UK small business loan. It can be hard to find the right lender on your own. LoanTube’s team of expert brokers searches the market for you. We work closely with lenders, so we know who is likely to say yes. Also, we explain what loans we think are the best and most affordable for you.
Talk to real human beings or apply online : We listen to your needs, explain how repayments work, and help you find the best options for your business.
Access many lenders : Because we live and breathe the small business loan market, we know which lenders are a good match for you. That means you’re more likely to be accepted and less likely to need lots of credit searches to find a lender.
Refinance options : When it’s time to refinance your loan, we search the market for you to see if you can move your debt to lower-interest repayments, saving you money. Ask us about debt consolidation too.
Bad credit loans : If you’re finding it hard to get finance, or you have a bad credit rating, our loan brokers can use their expert know-how to find a lender for you.
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It’s easy to apply for a small business loan through LoanTube. Just complete the form. Let us know how much you want to borrow, and for how long, and our brokers will get to work for you.
We won’t run a credit search until you decide you want to go ahead.
LoanTube don’t charge any application fee from our customers. However, the lenders sometime do. Often, they add this to the total amount, so it is part of what you pay back.
The interest you pay depends on the type of loan you have and how much you repay at each interval. Usually, you pay interest at an annual rate. Depending on the risk your lender thinks it’s taking, the interest could be between 3% to 20% per year. You pay less interest for secured, long-term loans, and more interest for unsecured, short-term loans.
If you need to arrange security for your loan, have collateral valued, or pay off your loan late or early, you may have to pay extra fees. These are shown in your loan contract. LoanTube’s loan-broker experts will explain how everything works and what you will have to pay.
Lenders make small business loans, especially for small businesses that don’t have lots of assets or cash in reserve. That means that they often need to borrow money at affordable rates to solve short-term cash flow issues, or if they need to invest quickly in an opportunity. Small business loans tend to be flexible and offer choices of repayment options.
Lenders understand that small businesses face unexpected issues with their finances. You can use small business loans to help with temporary cash flow problems, like a late-paying client or an unexpected bill. You can also use finance to help your business grow and invest in the future. For example, when you want to buy stock and equipment to cover a rush of orders.
Lenders make small business loans to suit the needs of a range of small businesses. Whether you have a Limited Company, a start-up, or you’re a sole trader, there will be a loan that suits your needs. Some lenders offer loans for people with poor credit or unusual circumstances. That’s where using a loan broker like LoanTube comes in handy.
Small business loans can cover a variety of UK business needs. Secured loans usually give you lower repayments and let you borrow more, but you could lose your collateral if you can’t keep up repayments. Unsecured loans give you faster access to money with fewer checks. However, you pay a higher rate of interest and often can’t borrow so much. As well as these, you could choose Business Credit Lines or Revolving Credit Facilities. These types of loans give you access to credit, like an overdraft, but you don’t have to use all of it. Furthermore, you only pay interest on what you borrow.
Depending on the type you choose, your repayments could last a few months to up to five years. Usually, the shorter the term of the loan, the greater the repayments are. Most people want to pay their loans off as soon as possible, however, it’s often better to have affordable monthly repayments for a longer term than struggle with fewer, unaffordable repayments.
You can find it hard to get finance if you have bad credit or you’ve been turned down by lenders in the past. However, some lenders specialise in bad credit loans and will give you finance if they are happy that you meet certain criteria. That’s when using a loan broker, like LoanTube, can be helpful. LoanTube will search the market for you and advise you on lenders likely to give you credit, saving you time and applications.
We know the loan market can be confusing. There are so many lenders and loan products, it’s hard to know where to start, and no one wants to be turned down for credit. When you choose a loan, you need to make sure the repayments are affordable. You also need to know what will happen if you can’t keep up repayments, or if you want to repay early. LoanTube explains the different options open to you and we give you our expert advice.
If you need money fast, you could get a quick loan within 24 hours of applying, as long as you meet the lender’s requirements. Often, repayment interest will be higher than other small business loans and you may need to repay what you owe more quickly.
LoanTube works with many lenders across the United Kingdom. You could borrow between £5,000 and £500,000.
LoanTube helps UK firms access business finance through multiple direct lenders. We are an introducer and do not provide loans ourselves.
Think carefully before securing debts against your home or your assets. Your home and assets may be repossessed if you fail to keep up with repayments on debts secured against it.
All loan approvals & quotes are subject to credit checks and affordability requirements by lenders. If your business meet the lender’s criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.
LoanTube is a credit broker and not a lender.
Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK
The rate you are offered will depend on your individual circumstances.
Representative APR Example: Amount of credit: £50,000 for 24 months at £2,339.38 per month. Total amount repayable of £57,348.69 Interest: £7,348.69 Interest rate: 14.4% pa (fixed).
14.4% APR Representative. Loan term lengths between 3 and 60 months.