Life in Manchester is exhilarating! But moving cities is an extensive task. Your first course of action should be to change your official address in all critical documents. If you’ve moved to Manchester from another county in the UK, it’s just a switch from one county to another.
With an existing credit history, you will easily be able to find lenders in Manchester. It’ll be ideal if your credit history doesn’t include defaults or County Court Judgment (CCJs) – it’ll give your application an edge and boost your chances of qualifying for competitive interest rates.
The only other thing that could potentially affect your application is the status of your electoral registration – your right to vote. If you move to Manchester from another city or county, you will have to re-register yourself on the electoral roll with your new updated address.
If you live in Wales, England or Scotland, you can visit your local Electoral Registration Office to register again. For Northern Ireland, you can register using a paper form and return it to the Electoral Office for Northern Ireland (EONI). Carry proof of your latest address to the Registration Office for verification purposes.
As long as the lender can verify your credit history and address, getting a personal loan in Manchester won’t be much of a challenge.