Moving into a new city is like starting out a new chapter of your life, but it comes with a set of challenges – Updating people about the address change. Ideally, your first step after settling in should be to change your official address in all critical documents.
If there’s a change in your situation, you should update your personal information as soon as possible. If you’ve moved to Liverpool from another county in the UK, it’s technically only an inter-county switch.
If your credit history is established, you can easily find lenders in Liverpool. Having a spotless credit history that doesn’t include defaults or County Court Judgment (CCJs) would be ideal – it’ll boost your chances of qualifying for better interest rates and loan terms.
The only other thing that could potentially affect your application is the status of your electoral registration – the right to vote. If you move to Liverpool from another city or county, you will have to register yourself on the electoral roll again, with your updated address.
For those living in Wales, England or Scotland, you can visit your local Electoral Registration Office to register again. Carry proof of your latest address to the Registration Office for verification purposes.
As long as the lender can verify your credit history and address, getting a personal loan in Liverpool won’t be much of a challenge.