Life in Edinburgh is straight out of a Harry Potter movie. But as exciting as it sounds, moving into a new city is a cumbersome task, especially in terms of the paperwork. Your first course of action should be to change your official address in all critical documents.
You should update personal information as soon as there’s a change in your situation. If you’ve moved to Edinburgh from another county in the UK, it’s technically only a switch from one county to another.
If your credit history is established, you can easily find lenders in Edinburgh. Although a credit history that doesn’t include defaults or County Court Judgment (CCJs) would be ideal – it’ll boost your chances of qualifying for competitive interest rates and terms.
The only other thing that could potentially affect your application is the status of your electoral registration – the right to vote. If you move to Edinburgh from another city or county, you will have to register yourself on the electoral roll again, with your updated address.
For those living in Wales, England or Scotland, you can visit your local Electoral Registration Office to register again. Carry proof of your latest address to the Registration Office for verification purposes.
As long as the lender can verify your credit history and address, getting a personal loan in Edinburgh won’t be much of a challenge.