Moving into a new city can be thrilling, but there are a set of tasks associated with it – changing your official address. If you’ve moved to Belfast from another county in the UK, you’ve merely changed counties.
If you have an existing credit history, you will easily be able to find lenders in Belfast. It’ll be even better if history doesn’t include defaults or County Court Judgment (CCJs) – it’ll aid your application and amplify your chances of qualifying for better interest rates.
If you live in Wales, England, or Scotland, you can visit your local Electoral Registration Office to register again. For Northern Ireland, you can register using a paper form and return it to the Electoral Office for Northern Ireland (EONI). Carry proof of your latest address to the Registration Office for verification purposes.
Although, if you move to Belfast from the Republic of Ireland, you will have to establish you credit history and residence in Northern Ireland. Until then, you may struggle to find personal loans in Belfast at competitive interest rates.
Ultimately, as long as the lender can verify your credit history and address, your borrowing journey will most likely be a smooth sail.