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Everyday Loans

Everyday Loans is a personal loan lender dedicated to offering loans to bad credit people.

Everyday Loans

Loans up to £15,000

Borrow for 12-60 months

Loans for homeowners and tenants

What are Everyday Loans?

Everyday loans are one of the UK’s largest branch-based lenders for unsecured loans. You can borrow between £1000 and £15000 with flexible repayment terms of between 12 and 60 months and a representative APR of 99.9%.

Each day’s lending depends on the following factors:

  • How much you can afford
  • Whether your house is owned or rented.
  • Your financial status (income and outgoings)
  • Your previous financial activities (credit history)

Everyday Lending Limited is authorised and regulated by the Financial Conduct Authority.

Types of Loans

Types of loans provided by Everyday Loans.

Bad Credit

Aimed at assisting those that have struggled in getting a loan

Debt Consolidation

A single loan to settle your unpaid debts, leaves you with one manageable month-to-month repayment.

Home Improvement

Get the funds you need to create a better living space.


With car loans, you can repair or buy your dream car.


With wedding loans, you can plan and pay for your dream wedding.

Unsecured loan

Loans that do not require collateral to meet your urgent financial needs.

Soft Search Loans

Shop around for a suitable loan without hurting your credit score.

Long Term Loans

Get the money you require with an affordable repayment schedule.

Why Choose Everyday Loans?

You can’t put a price on happiness, but it doesn’t have to burn a hole in your pocket.

You can borrow from £1,000 to £15,000

Flexible repayment terms of between 12-60 months

Affordable loans interest rates with a representative APR of 99.9%

FCA authorised responsible lender

Quick and easy application process.

They make real-time, personalised lending decisions every day.

Eligibility criteria for Everyday Loans?

Eligibility criteria before applying for Everyday Loans.

The lender believes that checking your monthly income and expenditure is a more reasonable approach to offering instalment loans for bad credit.

When it is established that you can make the instalments in the long term, your application will usually be approved immediately. You must also satisfy the following criteria:

  • Be a UK citizen.
  • Over 18 years old and under 75 years old.
  • Be in employment and take home at least—£10,000 p.a

How to apply for Everyday Loans

The process is quick and easy.

Step 1

Fill out a brief application form online.

Step 2

Within minutes, they will offer you a conditional answer tailored to your financial needs.

Step 3

Walk into your nearest branch to finalise your loan.


Who owns Everyday Loans?
The lender is a subsidiary of the Everyday Loans Group (“Everyday Loans”), which comprises the parent company; Non-Standard Finance PLC, Everyday Holdings Limited, Everyday Loans Limited, and Everyday Lending Limited. Established in 2006, Everyday Loans has 74 branch locations across the UK. They use a face-to-face model that allows them to make a solid decision on lending, ensuring they only lend the applicant what they can comfortably afford to repay. The lender is authorised and regulated by the Financial Conduct Authority.
How do Everyday Loans work?
They offer loans to customers with less-than-perfect and bad credit scores. After an application online, they will use soft search technology to give you a personalised decision in minutes, and you can visit your nearest branch with your documents to finalise the loan process.
Where is my local Everyday Loans branch?

Their branches are throughout the UK. In the cities, their branches are very likely to be nearby.


Is Everyday Loans a direct lender?
Yes. Everyday loans is a direct UK lender specialising in helping customers with less-than-perfect credit. You apply online, get conditional approval quickly, and then finalise the loan in person at the nearest branch.
Can I get an Everyday loan if I have a bad credit rating?
Yes. The lender caters to people who may have struggled with poor credit in the past. You’ll need to be over 18, a UK resident, and can afford repayments.
Can I repay my Everyday Loan early?
Yes. The lender understands that you would like to be debt free as soon as possible. That is why they allow you to pay back earlier than your instalment period. You can speak to your branch and arrange your loan settlement terms.
Is Everyday Loan Safe?
Yes. The lender institution uses soft searching technology to ensure that even if you are unsuccessful in your application process, it won’t affect your credit report.
Do you need a guarantor for Everyday Loans?
No. You only need to be a UK citizen over 18 years, old earning £10,000 p.a., and provide proof of identity, residency, and your regular income and expenses report.

Valued Customers With Valuable Feedback

They offer great customer service that’s flexible, friendly, and transparent – at least, that’s what the customers say!
-Mary A
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Everyone was really helpful and went above and beyond.
-Lyndsey Mullin
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Great service from start to finish.
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Excellent, fast, simple.

Representative APR Example of Everyday Loans

Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706. Representative 99.9% APR.

Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK

Credit subject to status & affordability assessment by Lenders.

LoanTube is a credit broker and not a lender.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.

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