Borrow £25000 Loans

Compare £25000 Loans with Real Interest Rates.

Borrow personal loans for 25K by comparing multiple offers from direct lenders of the UK. Compare personal loans with a single application without hurting your credit score.

Find your loan
Circle
Circle Inner
Calendar
Piggy Bank
Bank
Balance
Graph
Money
Circle Base
  • Loan

    Reputed lenders

  • Loan

    Fixed monthly repayments

  • Loan

    Affordable interest rates

  • Loan

    Soft Credit Check – Doesn’t harm your score

  • Loan

    Real Interest Rate

How to Borrow 25K Personal Loan in the UK?

Borrowing such a huge amount of money mostly require a good credit score. You will have more options for 25000-pound loans with a good credit score. However, not all of us have a stellar credit rating. It is possible to borrow loans up to £25000 with a bad credit score too. You may use a guarantor to co-sign your loan application, or you may need to use your home or property as a collateral to obtain the loan. This way, the lender may agree to extend an offer as they have a way to recover the amount you owe them in case you fail to repay.

Loans for 25K falls in the upper range and hence, you must talk to experts and assess your financial circumstances well before making a decision. Even reputed lenders of the UK offer quick loans of 25K. By quick it means the time taken for applying and getting the loan is comparatively lower than borrowing from a bank.

Reasons to Borrow a £25000 Loan

Loan

You can spread the cost of a 25K loan over 5 years. The maximum repayment period is 7 years. Choose your loan term accordingly.

If your application is accepted, the lender will transfer the funds to your account. You can withdraw and use the £25000 in cash for your expenses.

Loan

You can know the rates that are available to you without impacting your credit score if you choose to deal with lenders who perform a soft search.

Loan

The loan amount can be put to a variety of uses. There is no limitation on the usage, however, you shouldn’t use it for any illegal purpose.

Things to Consider Before Borrowing a £25000 Loan

Things
  • If you are looking to borrow the cheapest 25K loan, you have to shop around and explore. Comparing multiple lenders will help you find the best rate that is available.
  • Do not get attracted by advertisements that show “apply for a loan with no credit check up to £25000”. An FCA authorised lender will have to perform a credit check to ensure responsible lending.
  • When you apply for a loan, lenders may charge you an upfront fee. Beware of such lenders or credit brokers as it might be a sign of a probable scam. You must deal with FCA registered lenders or credit brokers only.
  • As the loan amount is huge, you must have a solid repayment plan. If you fail to repay the loan, your property may be possessed by the lender and your credit score will be damaged. Therefore, think about the debt repayment plan before making any decision.

Borrow £25000 from LoanTube

LoanTube offers unsecured personal loans from £1000 to £35000. You can borrow a loan depending on your creditworthiness and affordability. All the lenders we are associated with conduct a soft credit check in the initial phase to evaluate your affordability. Please note that soft credit checks do not impact your credit score and it also doesn’t leave any footprint on your credit report. However, a hard credit check is also conducted by the lender before the final approval.

Click here to fill our online loan application form. Choose the loan amount and loan term along with a few necessary details. Submit it and wait for about a few seconds only. You will get a detailed list of the loan quotes from the lenders who are willing to offer you a loan. You can compare multiple loan offers to make your decision.

With us, the rate you see is the rate you get. That means we have a rate-lock system that allows the borrower to get an in-principle decision.

Why Should You Apply With Us?

Apply
Real Interest Rates

Unlike other loan comparison websites, we offer you a platform to compare the rates of personal loans on real time. That means you can now compare the loans on real interest rates rather than on proposed rates

Apply
Instant Decision

You do not have to wait for hours or days at end to know the decision of our lenders. It will hardly take a minute or two and you will receive detailed information like the lenders who have accepted your application and who have declined it.

Apply
Customer Ratings

We love our customers and so do they. A lot of our customers have appreciated our service that is simple, fast, and transparent. We believe in making the entire process less time consuming, straightforward and easy for a seamless borrowing experience.

FAQs on £25000 Loans

We have answered almost every question related to £25000 loan that is frequently asked. If you do not find something, please contact us.
Faq

You can get a £25000 unsecured loan from direct lenders if you have a stellar credit score. Because having a good credit score indicates that you share a good relationship with your finances. Go through the Terms & Conditions and eligibility criteria of the lenders to know what exactly they need to offer you an unsecured loan of £25000.

We can only consider your application if you’re in permanent or part-time employment. If you are unemployed, you may not be able to pass the lender’s affordability assessments. The exception is if you have other good sources of incomes like rental income and you can convince lenders that you can afford to pay the loan with those other incomes.

The cheapest way to borrow a personal loan is to – compare multiple offers. Different lenders have different lending criteria. Hence, you may receive different quotes for the same loan amount and term from lenders. Compare to choose the loan quote which has the lowest APR.

It depends on the lending criteria of the lender. Some lenders offer loans even to people who do not have a good credit score. But remember, as you do not have a good credit score, the interest rate may be high.

The interest that you will have to pay if you borrow a loan of £25000 depends on various factors. Your income, expenses, credit score, loan term, debt utilisation ratio, and employment status are some of the major factors that are taken into account by the lenders for the assessment of your loan application.

No, we do not. Because we are a credit broker. A broker pairs up borrowers and lenders. You must know that LoanTube and all the lenders we work with are licensed by the Financial Conduct Authority.

When we become partners with a lender, one of the first things they do is to send us a list of the types of borrowers they would like to work with. You might be just the type of borrower one lender is looking for but another might not consider you. Our job is to pair you with the right lenders based on the information you give us.

Not necessarily. If you want to stop your application at any point or you receive an offer but you decide that you don’t want to accept it, that’s fine. There’s no obligation to our service and you won’t be charged by us or our lenders.

Representative APR Example

The rate you are offered will depend on your individual circumstances.

Representative APR Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89 of which £1,957.89 is interest. 35 monthly repayments of £126.61 and a final payment of £126.54